When is the best time to get Life Insurance?

When is the best time to get Life Insurance?

Many, particularly younger, people consider life insurance as something you should have when you’re older, when in actual fact this is not the case. Although age is certainly a consideration, the most important reasons for deciding when the right time to take out a life insurance policy is, is entirely down to individual circumstances. There…

Top Life Insurance Policys at risk of Big Inheritance Taxes.

Top Life Insurance Policys at risk of Big Inheritance Taxes.

In a recent study undertaken by Legal and General, it has been revealed that over 90% of it’s customer base who have whole life policies have put nothing in place to safeguard themselves against inheritance tax. The current inheritance tax threshold in the UK is ?325,000 with anything above this amount being liable to a…

What is Professional Indemnity Insurance?

What is Professional Indemnity Insurance?

Professional indemnity insurance (PII), or professional liability insurance (PLI) as it can also be known, is essential for any business which offers professional advice and expertise to other businesses? or individuals. If a client believes you’ve been negligent, PII will protect you against the legal costs involved in a claim.? If you don’t have PPI,…

No Health Insurance? No Problem! What to do when you aren’t Insured.

No Health Insurance? No Problem! What to do when you aren’t Insured.

Many people assume that when it comes to deciding how to look after their health they are limited to just two options: using the free service that the NHS offers or to take out health insurance in order to cover them for private care. Well, they would be wrong, because there is a new trend…