Professional indemnity insurance (PII), or professional liability insurance (PLI) as it can also be known, is essential for any business which offers professional advice and expertise to other businesses? or individuals. If a client believes you’ve been negligent, PII will protect you against the legal costs involved in a claim.? If you don’t have PPI,…
Whether or not you decide to take out health insurance is a private and very personal decision. What is important, is to find the very best deal for you, not just in terms of the best value for money but also in terms of what an insurer can offer you. There are many comparison sites…
Many people assume that when it comes to deciding how to look after their health they are limited to just two options: using the free service that the NHS offers or to take out health insurance in order to cover them for private care. Well, they would be wrong, because there is a new trend…
Most people in the UK rely on the NHS for it’s free healthcare service, whether it be visits to your GP, hospital care or in some cases free treatment, prescriptions and medication. So it begs the question, why would we need private health insurance when we can get most of what we need for free?…
You woke up this morning, feeling fit, healthy and full of the joys of Spring, but can you guarantee you will feel like that every morning? What about in ten, twenty, thirty years time, will you still have that spring in your step?? Now, I don’t mean to sound all doom and gloom, but no…
With car insurance continuing to be one of the greatest expenses that motorists have to face, you want to make sure that you not only get the cheapest deal but also the best. In a reader survey carried out by Auto Express, the 2014 Driver Power survey reveals the best car insurance companies for customer…
The UK has one of the best road safety records in Europe, yet there are still many car crashes that occur on a daily basis. If you are unfortunate enough to be involved in a crash, what do you do? There are certain steps you should follow when your car has been involved in an…
In the UK, about 1 in 2 households own a pet of some description.? That’s a whopping 22 million, which doesn’t even include fish! With animals playing a central role within the family unit, we place a great deal of importance on treating them as such.? Fortunately for us humans we have the good old…
Although it is arguable whether everybody needs life insurance, it is, without a doubt, a necessity for most people. If you have a family, partner or other relatives who depend on your income to cover the mortgage or other living expenses, then you should definitely get life insurance. And although our own death is not…
Trying to translate all of the Insurance jargon when deciding on a policy can be confusing and downright brain busting. Over the next few months we will try to simplify some of these terms and translate it into a language we can all speak and understand. Firstly lets take a look at the difference between…