Types of Life Insurance

In a society where you can pretty much take out insurance on everything, it is difficult to keep on top of the ever increasing costs of these various policies. Life Insurance is one of those insurance policies that falls into the category of essential. For example, you will need it if your mortgage hasn’t been…

Although it is arguable whether everybody needs life insurance, it is, without a doubt, a necessity for most people. If you have a family, partner or other relatives who depend on your income to cover the mortgage or other living expenses, then you should definitely get life insurance. And although our own death is not…

Changing your diet to a vegetarian one for health, moral or ethical reasons is one thing but changing to a meat free existence to save money on your life insurance, would that really work? It seems the answer is yes, for the AFI (Animal Friends Insurance) insurance agency has come up with the Vegetarian Term…

Trying to translate all of the Insurance jargon when deciding on a policy can be confusing and downright brain busting. Over the next few months we will try to simplify some of these terms and translate it into a language we can all speak and understand. Firstly lets take a look at the difference between…

In a recent study undertaken by Legal and General, it has been revealed that over 90% of it’s customer base who have whole life policies have put nothing in place to safeguard themselves against inheritance tax. The current inheritance tax threshold in the UK is ?325,000 with anything above this amount being liable to a…